Student Loan Repayment Programs

Nursing Education Loan Repayment Program

The Nursing Education Loan Repayment Program is a selective program of the U.S. Government that helps alleviate the critical shortage of registered nurses currently experienced by certain types of non-profit health care facilities by helping nurses working at them to repay their student loans. In exchange for the initial two years of service commitment, participants receive 60 percent of their total qualifying nursing education loan balance. For an optional third year of service, participants may receive 25 percent of their original total qualifying nursing education loan balance.

To be eligible to apply, you must be a registered nurse who has completed your training (diploma, associate, baccalaureate or graduate), is licensed and employed full time (at least 32 hours per week) at an eligible non-profit facility or be employed as a full-time nurse faculty member at a public or private nonprofit school of nursing.

You must be a U.S. citizen (born or naturalized) or National and Lawful Permanent Resident and your education must be from an accredited school of nursing located in a U.S. State.

For NELRP information and application, visit:
http://www.hrsa.gov/loanscholarships/repayment/nursing/

 

Extramural Clinical Research Loan Repayment Program for Individuals from Disadvantaged Backgrounds

The National Institutes of Health (NIH) announce a program that provides for the repayment of educational loan debt of health professionals from disadvantaged backgrounds. Individuals who qualify must have an educational loan debt equal to 20% of their income and agree to conduct clinical research as employees of the NIH. Qualified applicants include individuals with a professional or doctoral degree, come from a disadvantaged background, and a non-federal employee at the time of application. The program will pay up to $35,000 per year for two years. This is a continuous program so applications are always accepted. Click here for more information.

 

Indian Health Service (IHS)

The Indian Health Service offers financial alternatives to RNs who provide direct patient care, such as, Practitioners and Certified Nurse-Midwives. Nurses staff hospitals and clinics, while others practice in public health nursing. Positions usually are in rural areas. The IHS recruits professionals for facilities operated by tribes and for facilities the IHS itself operates. The IHS offers loan repayment to qualified nurses, up to $30,000 per year, of paid service at an IHS facility, for a minimum of a two-year commitment.

Judy A. Enyart, RN, BSN, PHS
Nurse Recruiter
Indian Health Service
5 Corporate Plaza
3625 N.W. 56th Street
Oklahoma City, OK 73112
Phone: 800.447.7036
Fax: (405) 951.3916
Email: judy.enyart@mail.his.gov
 http://www.ihs.gov/JobsCareerDevelop/DHPS/LRP/

 

Loan Repayment for Clinical Researchers

The National Institutes of Health (NIH) announces the availability of funds for educational loan repayment for qualified health professionals who agree to be clinical researchers for at least two years with the NIH. Individuals who qualify must have an educational loan debt equal to 20% of their income, agree to conduct clinical research as employees of the NIH, and have earned a professional or doctoral degree. The program will pay up to $35,000 per year for two years. This is a continuous program so applications are always accepted. Click here for more information.

 

Loan Repayment Program for Pediatric Researchers

The National Institutes of Health (NIH) announces the availability of funds for educational loan repayment for qualified health professionals who agree to conduct pediatric research for at least two years with the NIH. Individuals who qualify must have an educational loan debt equal to 20% of their income, agree to conduct clinical research as employees of the NIH, and have earned a professional or doctoral degree. The program will pay up to $35,000 per year for two years. This is a continuous program so applications are always accepted. Click here for more information.

 

The National Center on Minority Health and Health Disparities (NCMHD)

The NCMHD was mandated by Congress to develop a distinct loan repayment program to increase the pool of extramural researchers who conduct health disparities research. The NCMHD Loan Repayment Program (LRP) offers an educational loan repayment of up to $35,000 per year to qualified health professionals with doctorate degrees (e.g., MD, PhD, Dr.PH.) who are employed in non-federal academic/research settings and are able to conduct two years of health disparities or clinical research.

For NCMHD information, visit:

http://www.nimhd.nih.gov/our_programs/loanRepayProg.asp

 

National Health Service Corp (NHSC)

(Handout)

The National Health Service Corp offers financial aid alternatives to students who are majoring in Family Nurse Practitioner or Nurse Midwifery programs. The NHSC offers a loan repayment program (NELRP) for RNs. Individuals apply for this program after completion of their degree. This program requires at least a two-year working commitment in one of the eligible health facilities. The NHSC is looking for students that have experience working with or want to work with underserved populations in the United States. You must be a citizen or national of the United States to be eligible. In order to be considered for this scholarship you must show documentation of being admitted to the School of Nursing.

NHSC Loan Repayment Programs Branch
Division of Scholarships and Loan Repayments
10th Floor, East West Towers
4350 East-West Highway, 10th Floor
Bethesda, Maryland 20814
(800) 435-6464: Phone
(301) 594-4981: Fax
http://nhsc.hrsa.gov/

 

Northwest Regional Primary Care Association

NWRPCA works closely with the US Public Health Service to promote primary care practice opportunities in underserved areas. Student loan repayment programs available for Idaho State, Oregon State and Washington State residents.

6512 23rd Avenue, NW
Seattle, WA 98117
(206) 783-3004: Phone
www.nwrpca.org

 

Nursing Education Loan Repayment Program

The federal Nursing Education Loan Repayment Program (NELRP) offers registered nurses substantial assistance to repay educational loans in exchange for service in eligible facilities located in areas experiencing a shortage of nurses. Authorized by Section 846 of the Public Health Service Act, as amended, the purpose of the NELRP is to assist in the recruitment and retention of professional nurses dedicated to providing health care to underserved populations.

In FY 2003, NELRP applicants had to meet the following eligibility requirements by the FY 2003 application due date, midnight EST March 31, 2003:

  • Be a registered nurse (RN)
  • Have received a baccalaureate or associate degree in nursing (or an equivalent degree), a diploma in nursing or a graduate degree in nursing from an accredited school of nursing
  • Have unpaid qualifying loans obtained for nursing education leading to a degree or diploma in nursing
  • Have completed the nursing education program for which the loan balance applies
  • Be a citizen, national or permanent legal resident of the United States
  • Be employed full time (32 hours or more per week) at a critical shortage facility
  • Have a current permanent unrestricted license as an RN in the State in which they intend to practice or be authorized to practice in that State pursuant to a Nurse Licensure Compact
  • Submit a complete FY 2003 NELRP application, signed NELRP contract and all required documentation by midnight EST of the NELRP application due date, midnight EST March 31, 2003

For NELRP information and application, visit:

http://www.hrsa.gov/loanscholarships/repayment/nursing/

 

Washington State Health Professional Loan Repayment

The Health Professional Loan Repayment program was created to address the critical shortage of health care professionals statewide. The Loan Repayment program provides loan repayment assistance to licensed primary care health professionals. The Scholarship program provides scholarships to students training to become primary health care professionals. In return, participants in both programs agree to provide primary health care service in rural or underserved urban areas with designated shortages. The Loan Repayment program provides up to $25,000 per year for the first three years and up to $35,000 per year in the fourth and fifth years. To apply, contact:

Health Professional Loan Repayment
and Scholarship Program

For more information, contact:
Email: health@hecb.wa.gov
Phone: Chris Wilkins at 360-596-4817

http://www.doh.wa.gov/hsqa/ocrh/slrp/default.htm